Privacy Policy

Frugal Innovation Coach (“Frugal Innovation Coach“) operates Frugal Innovation Coach.com and may operate other websites. It is Frugal Innovation Coach’s policy to respect your privacy regarding any information we may collect while operating our websites. The privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by Frugal Innovation Coach and how it is used.

Website Visitors

Like most website operators, Frugal Innovation Coach collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Frugal Innovation Coach’s purpose in collecting non-personally-identifying information is to better understand how Frugal Innovation Coach’s visitors use its website. From time to time, Frugal Innovation Coach may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. 

Frugal Innovation Coach also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on Frugal Innovation Coach.com blogs/sites. Frugal Innovation Coach only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Frugal Innovation Coach’s websites choose to interact with Frugal Innovation Coach in ways that require Frugal Innovation Coach to gather personally-identifying information. The amount and type of information that Frugal Innovation Coach gathers depends on the nature of the interaction. For example, we ask visitors who sign up at Frugal Innovation Coach.com to provide a name, username and email address. Those who engage in transactions with Frugal Innovation Coach are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Frugal Innovation Coach collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Frugal Innovation Coach. Frugal Innovation Coach does not disclose personally identifying information other than as described below. And visitors can always refuse to supply personally identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Log Files

Like many other Web sites, Frugal Innovation Coach makes use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Aggregated Statistics

Frugal Innovation Coach may collect statistics about the behaviour of visitors to its websites. Frugal Innovation Coach may display this information publicly or provide it to others. However, Frugal Innovation Coach does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Frugal Innovation Coach discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Frugal Innovation Coach’s behalf or to provide services available at Frugal Innovation Coach’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Frugal Innovation Coach’s websites, you consent to the transfer of such information to them. Frugal Innovation Coach will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Frugal Innovation Coach discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Frugal Innovation Coach believes in good faith that disclosure is reasonably necessary to protect the property or rights of Frugal Innovation Coach, third parties or the public at large. If you are a registered user of an Frugal Innovation Coach website and have supplied your email address, Frugal Innovation Coach may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Frugal Innovation Coach and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Frugal Innovation Coach takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Frugal Innovation Coach uses cookies to help Frugal Innovation Coach identify and track visitors, their usage of Frugal Innovation Coach website, and their website access preferences. Frugal Innovation Coach visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Frugal Innovation Coach’s websites, with the drawback that certain features of Frugal Innovation Coach’s websites may not function properly without the aid of cookies.

Business Transfers

If Frugal Innovation Coach, or substantially all of its assets, were acquired, or in the unlikely event that Frugal Innovation Coach goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Frugal Innovation Coach may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Frugal Innovation Coach and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Frugal Innovation Coach may change its Privacy Policy from time to time, and in Frugal Innovation Coach’s sole discretion. Frugal Innovation Coach encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a Frugal Innovation Coach.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.